30,000+
Kiwis matched with the right cover.
Life insurance
calculator New Zealand.
Answer a few quick questions and find out how much life cover your family actually needs. Free, no obligation.
Free advice from a licensed New Zealand adviser · No obligation
Quotes from New Zealand’s leading insurers
Your family, protected
Your family’s future is your most valuable asset.
The right life insurance policy protects everything you’ve worked for, your mortgage, your income, and the life your family relies on. We help Kiwis compare cover from New Zealand’s major insurers, free.
4.9 stars
Google-verified reviews from Kiwis.
100% free
No obligation to proceed.
FMA-licensed
Licensed New Zealand advisers only.
How it works
Simple as 1, 2, 3.
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1
Tell us your needs
Answer a few quick questions about your age, health and the cover you’re after.
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2
We compare plans
A licensed New Zealand adviser matches you to plans from AIA, Asteron, Chubb, Fidelity, nib, Partners Life and Southern Cross.
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3
You choose, no pressure
Options, pros and cons, your numbers. Nothing’s locked in until you say so.
What Kiwis say
Real people, real feedback.
Reviews come from clients across our family of insurance comparison sites.
Ready when you are
Ready to protect your family’s future?
Compare life insurance policies from New Zealand’s major insurers. Free, no obligation.
Free because the insurer pays the adviser a commission when you take out a policy. You pay the same premium you’d pay going direct.
Frequently Asked Questions
Common questions about life insurance.
Premiums depend on your age, health, whether you smoke, and how much cover you
want. The same cover can cost hundreds more with one insurer than another, which
is why comparing matters.
A common rule is 10–12x your annual income, plus your mortgage balance. An
adviser will help you land on a number that fits your family’s actual needs.
Yes. The insurer pays the adviser a commission when you take out a policy. You
pay the same premium you’d pay going direct, and if you decide not to
proceed you owe nothing.
Not to get a quote. Some policies need one before cover is confirmed, depending
on your age and how much cover you take.
AIA, Asteron Life, Chubb Life, Fidelity Life, nib, Partners Life and Southern
Cross, the seven majors that write most of New Zealand’s cover.